The Winning Agenda - Bill Payment through Cash & Digital Channels!

India has traditionally been a cash-centric economy, and the contribution of cash for bill payment has witnessed ups and downs in recent years. As per Google – BCG Report, over a period of 5 years from 2005-2010, the rate of decline in cash contribution was 0.8 per cent whereas from 2010-2015, the same metric was at 2.6 percent, indicating a rapid increase in adoption of non-cash instruments such as online payment using net banking, debit and credit card, UPI and wallets. Considering a big picture of customers and their true needs, XPay.Life has launched a platform to pay all the utility bills using Blockchain Secure Payment Gateway through Cash as well as Digital Payment Channels.


Defining an economically viable and sustainable model is the major challenge of any payment service providers. In India, where digital payments compete with cash, which has no "visible cost" to the user, XPay.Life has launched multi-utility bill payment via physically installed Touch Screen Kiosk. Users can pay their bills such as electricity, water, gas, mobile, landline, broadband, and DTH using cash as well as UPI, credit and debit card, Net Banking and wallet.
Apart from Touch Screen Kiosks for bill payment, XPay.Life has launched web portal www.xpaylife.com, iOS & Android mobile app and POS device for Easy Bill Payment Online We have integrated all the major operators and bills can be paid in a maximum of three steps. Blockchain Secure Online Bill Payment ensures the enhanced security and faster settlement of processes which further improves traceability and transparency of transactions.
Looking beyond, offering cash as well as digital payment channels is the winning agenda in the present scenario and XPay.Life is successfully offering both the options to win maximum numbers of customers/users.
For more details visit here: https://www.xpay.life/

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